“Daddy Ball” is a negative term for when a youth sports team is coached by a dad who shows favoritism to his own kid. Deserved or not. They give their own kid the most opportunity to become the star player, at the expense of other kids. You may have been part of one of these teams growing up or dealing with one now.

I had a conversation with my cousin who is preparing to become a hospital radiologist. I felt concerned with what she told me.

“Tell me, why should I pay all these fees with you when I could just buy a low-cost portfolio of Vanguard funds?”

Some people think life is a game. They think you should make up your own rules and play by them. That’s how to get ahead in life.