Do you work with people in every state?

I can work with clients in every state for The Hour and The Plan. I can work with clients in every state for The Clubhouse except Texas and Louisiana (currently).

Do I need to like baseball to work with you?

Absolutely not! Many of my clients tell me they don’t care about baseball (at least as much as I do). Yet they chose to work with me for other reasons.

If you do, that’s great. I’m happy to chat about last night’s ball game for a few minutes before diving into finances.

Do you give portfolio recommendations?

Yes, I give portfolio recommendations after reviewing your full financial picture. I take into account a number of factors: risk tolerance, risk capacity, time horizon, investor experience, values and goals, etc.

Are you able to manage my investments for me?

No. Nine Inning Finance is an advice-only firm, which means we do not manage your investments. If you are looking for investment management, I’ll be happy to provide a list of advisor referrals whom I trust.

Do you give recommendations to buy financial products?

Yes, but I do not implement and monitor the recommendations for you. It is completely up to you to implement recommendations.

Do you provide referrals to other professionals?

Yes! I want to be the coordinator of your professional services team and I happily refer clients to tax professionals, estate planning attorneys and insurance brokers. I do not get paid for making any referrals.

Do you give tax advice?

Nine Inning Finance does not provide tax advice and we do not file tax returns.

Nine Inning Finance does provide tax planning, which is general education on tax laws and strategies, including appropriate forward-looking tax strategies such as Roth conversions and tax gain and loss harvesting.

Why are your fees so low?

I’m not joking, I’ve received this question enough times that I am putting it on here!

Since I do not manage assets, my overhead costs are “relatively low” compared to other financial advisors you may be meeting with. I don’t have to charge as much to make a profit. Another reason why working with an advice-only advisor is a win for consumers!